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Rent vs Buy Calculator

Compare the real long-term cost of renting versus buying

Home » Tools » Rent vs Buy

Assumptions

If You BUY

Down payment + EMIs paid
Property value at end
Loan still outstanding
Net cost of buying

If You RENT

Total rent paid
Growth on invested down payment
Net cost of renting

A simplified estimate to guide thinking, not financial advice. It ignores taxes, brokerage, maintenance and moving costs. Results are very sensitive to the appreciation and investment-return assumptions.

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